Empowering Zambia Through Inclusive Finance
We are a women-led microfinance institution born from a shared vision to make finance accessible, fair, and empowering for every Zambian.
“Born out of a shared vision to make finance accessible, transparent, and empowering — particularly for women, youth, and small business owners.“
Seedpot Lenders Limited is a women-led microfinance company established in 2025 to address the financial exclusion affecting Zambia’s low- and middle-income communities.
Founded by experienced women entrepreneurs with extensive experience in village banking and community lending, Seedpot was born out of a shared vision. Our founders bring deep, hands-on knowledge of how credit can change lives when it is delivered fairly and transparently.
Today, we serve salaried employees, small business owners, marketeers, smallholder farmers, and community groups — providing tailored loan products that meet people where they are and grow with them.
AT A GLANCE
2025
Year Founded
4+
Loan Products
100%
Women-Led
Digital-First
Our Vision
To be Zambia’s most trusted and inclusive microfinance partner, enabling financial growth for low- and middle-income communities.
Our Mission
To provide fair, transparent, and affordable loan products that promote financial inclusion and empower individuals, families, and small enterprises.
Our Approach
Digital-first lending, community partnerships, and customer-centric products built around real income cycles — not one-size-fits-all solutions.
What We Stand For
Our Core Values
These four pillars guide every decision we make, every product we design, and every client relationship we build.
Integrity
We deal honestly and transparently with our clients, staff, and partners — no hidden charges, no surprises.
Inclusiveness
We design products that serve the underserved — women, youth, farmers, and micro-entrepreneurs often left behind by traditional banks.
Innovation
Our digital lending platform allows mobile applications and repayments, bringing convenience to every corner of Zambia.
Sustainability
We build products and practices that create long-term value for clients, communities, and our business.
Affordability
We structure our loans and services to remain accessible and manageable, ensuring clients can grow without being burdened by unrealistic repayment terms.
Transparency
We communicate clearly about our processes, pricing, and expectations so clients always understand what they are signing up for.
Partnership Building
We believe in growing together by building strong relationships with communities, businesses, and institutions that share our vision of expanding financial opportunity.
Our Leadership
Governance & Management
Seedpot’s governance structure ensures compliance, oversight, and strategic direction through an experienced board and management team.
Maimbolwa Mooto (CEO)
Strategic leadership & vision
Monde Maila Luhana
Non-executive director
Kaweme Mwansa
Non-executive director
Lilian Muyunda Byers
Non executive director
Patricia Nawa
Non executive director